Spread the cost.
No interest, no fees.

Ayan Pay is unregulated credit. Please use responsibly. Late or missed payments may have a negative impact on your credit score. T&Cs, eligibility criteria apply.

HOW IT WORKS

VALUES-DRIVEN  
financing 

1

Choose your service or product

2

Apply for instalment limit in just 2 minutes

3

Get an instant decision

4

Spread the cost over up to 12 payments

NO HARD CREDIT CHECK
No impact on your credit score when you apply
USE NOW, PAY IN 12
Get what you need right away, without the upfront cost
NO LATE FEES
We are 100% Halal. No sneaky charges and no penalties
Ayan Pay lends you a fixed amount of credit so you can pay for your purchase over fixed instalments. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl. Channel Islands).  T&Cs, and other eligibility criteria apply.  Late or missed payments may have a negative impact on your credit score and may affect your ability to use Ayan Pay in the future, and your details may be passed onto a debt collection agency working on Ayan Pays behalf. Ayan Pay is credit that is not regulated by the Financial Conduct Authority.
Wide range of products and services covered.

Automotive

Make essential repairs and upgrades—hassle-free.

Home Improvement

Make essential repairs and upgrades—hassle-free.

CALCULATE YOUR MONTHLY PAYMENTS

Cost of purchase
Down payment

£0

Spread into
£5,000
today
£229
per month
down payment
156 monthly payments
Total repayable

£0

Interest & fees

£0.00

Next step ->
by clicking the button, I agree to the privacy policy
Ayan Pay lends you a fixed amount of credit so you can pay for your purchase over fixed instalments. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl. Channel Islands). T&Cs, and other eligibility criteria apply.  Late or missed payments may have a negative impact on your credit score and may affect your ability to use Ayan Pay in the future, and your details may be passed onto a debt collection agency working on Ayan Pays behalf. Ayan Pay is credit that is not regulated by the Financial Conduct Authority.
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DRIVING CHANGE, ONE CUSTOMER AT A TIME

The Ayan team combines decades of expertise in Islamic finance and tech. Discover who we are and what drives us
ABOUT AYAN
10 years
of experience
3 million
people served
Lenders, not brokers
We're at:
4th Floor, 1 Kingdom Street
Paddington Central,
London W2 6BD
Contact us:
WhatsApp/Phone:
+44 204 520 7473
Open:
Mon-Fri: 9 AM - 6 PM
Sat: 10 AM - 2 PM
Closed Sundays
SEE ALL
What is Ayan Pay?
How do I apply for Ayan Pay?
How does Ayan Pay work?
Choose the plan that works for you
What is the cost of choosing Ayan Pay?
Is a Credit Check required?
What happens if I want to delay my payment date?
What happens if I am late with a payment?
How do refund works if I return an item or cancel a service?
What happens if I can't pay on time?
What happens if the service or goods I paid for is unsatisfactory?
What should I do if I am unable to make payments this month?
Who do I contact if I have a compliant?