Customer financing solutions for UK businesses
Offer your customers 0% payment plans, with no website integration or new hardware.
- 0%
- Payment plans
- Up to 12 months
- Plan length
Choose the right fit for your business.
Compare the customer experience and the way your team will use it.
What to compare
With Ayan Pay
- Customer cost
- 0% payment plans
- Plan length
- Up to 12 months
- Customer application
- On their own device
- Setup
- No website integration or new hardware.
Finance for their purchase.
Not a loan for your business.
Retail finance lets your customer spread the cost of a purchase while you are paid in full. It is not a loan for your shop — the agreement sits with the customer and the finance provider.
Ayan Pay is a regulated Deferred Payment Credit (DPC) product provided by Ayan Capital Ltd, which is authorised and regulated by the Financial Conduct Authority. It helps businesses offer eligible customers 0% payment plans through one link.
How it works
From purchase request to customer application.
01
Your team
Create the purchase request
Add the item and price in your merchant portal.
02
Your team
Send the link
Share the application link with your customer.
03
Your customer
Apply on their own device
They review the purchase and complete the application.
04
Your team
Follow the application
Manage applications and their progress in one place.
Questions worth asking
How do I offer finance to my customers?
Sign up with Ayan Pay — we set you up and train your team, no website integration or new hardware needed. From there you create the order, send the customer a link, and they complete the application.
Do we need a website integration or new hardware?
No. Your team creates the purchase request in Ayan Pay's merchant portal, sends the customer a link and manages applications and their progress in the same portal.
What payment terms can we offer?
Ayan Pay supports 0% payment plans over 3, 6, 9 or 12 months. The minimum purchase amount is £300 and the maximum is £5,000 per agreement.
What checks are part of the application?
Applications are assessed using affordability, credit, identity and fraud checks. Not every application will be approved.
Start offering finance to your customers
Leave your details and we will get in touch to set you up and train your team.